Privacy Policy (POPIA Placeholder)

Legal Placeholder — Final text to be supplied by owner's legal counsel

Failed Trader processes personal information in accordance with the Protection of Personal Information Act, 4 of 2013 (POPIA) of South Africa.

1. Data Minimization

We collect only what is strictly necessary to provide the trading journal: your name, email address, and the trade journal entries and tags you log. We never collect South African ID numbers or live broker passwords.

2. Anonymised AI Reviews & Cross-Border Processing (POPIA Section 72)

When generating weekly behavioural reviews via Gemini on Google Cloud Vertex AI, only aggregated statistics and anonymised trade tags are transmitted. Your name and email address are never included in AI prompts.

Note for Legal Counsel: Anonymised weekly trade statistics are sent to Google Cloud (Vertex AI, default region us-central1; configurable via GCP_LOCATION, e.g. africa-south1 in Johannesburg if the model is offered there).

3. Your Rights (Export & Erasure)

You may export all of your trade data (JSON or CSV) or permanently delete your account and all associated database rows at any time from your Account settings page.